Muhammad Irfan Khan, and Adnan Ahmed Siddiqui. “ATM PIN Veri?Cation via Smartphones: Securing the Future of Digital Banking in Pakistan”. IEEEP New Horizons Journal 100 (December 31, 2018): 53–57. Accessed May 19, 2024. https://www.ieeepnhrj.org/index.php/ieeep/article/view/11.